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The Impact of Non-Owner Occupied Homes: Why Homeownership Matters

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According to the Atlanta Federal Reserve, non-owner-occupied single-family residences are projected to increase to 46% by 2030. This shift in the housing market could significantly impact renters and community members in several ways: Key Trends Expected with More Non-Owner-Occupied Homes: Frequent Rent Increases:  Landlords may prioritize profits by increasing rents more often, placing a financial strain on tenants. Short-Term Ownership:  Properties may be bought and sold quickly, leading to less stability for renters. Quicker Evictions:  Short-term owners may prioritize profitability over tenant stability, resulting in faster evictions. Reduced Maintenance:  Non-owner-occupied properties often see less maintenance, impacting the quality of living conditions. Profit Over Service:  Expect fewer amenities, such as parking and storage, as landlords focus on maximizing profits. The Financial Cost of Renting As annual living expenses rise, renting becomes increasing...

Discover in Elk Grove a Vibrant Living at Park Laguna Springs by Signature Independent Livings

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At Park Laguna Springs , they believe independent living should be vibrant, healthy, and filled with opportunities for connection and growth. Our thoughtfully designed community offers the perfect blend of luxury, convenience, and a welcoming atmosphere. Features & AmenitiesDining Excellence: Enjoy 80% organic, chef-prepared meals served 7 days a week. Potential residents are invited to experience our exceptional dining firsthand with a complimentary meal. Weekly Housekeeping : Let us handle the cleaning while you focus on enjoying life. Transportation Made Easy: Complimentary rides within a 10-mile radius make errands, appointments, and outings hassle-free. Social Dining Experience: Connect with friends and neighbors at our diner, open Monday through Friday for delicious meals and meaningful conversations. Residence Options & Pricing: Laguna Springs offer a range of living options tailored to fit your needs and lifestyle (Includes Utilities, Cable & Wifi, Maintenance insid...

Exploring Oak Park Duplexes: South, Central, and North Oak Park

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Oak Park remains one of Sacramento’s most dynamic neighborhoods, offering duplexes with a mix of affordability and premium options. Whether you’re interested in South Oak Park’s charm, Central Oak Park’s community appeal, or North Oak Park’s vibrant growth, there’s something here for everyone. Key Market Insights     1.    Average Prices by Area     •    South Oak Park: $595,000 (based on two sales: $520,000 and $670,000)     •    Central Oak Park: $532,500 (based on three sales: $450,000, $639,000, and $507,500)     •    North Oak Park: $653,500 (based on four sales: $430,000, $775,000, $760,000, and $649,000)     2.    Median Price for Oak Park Across all subareas, the median duplex price is $639,000, highlighting the balance between mid-range and higher-end properties.     3.    Overall Price Range Duplex prices in Oak Park span from a low of $430,000 to a high of $...

How to Save Twice as Much as the Average American: 7 Creative Ways to Boost Your Savings in 2025

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Did you know the average American saves only a small percentage of their income each year?  Imagine if you could double that rate—with small lifestyle changes. In this guide, we’ll explore 7 practical and creative ways to ensure savings in 2025. From smart spending hacks like fueling up at Costco to enjoying budget-friendly experiences in the Greater Sacramento area, this is your roadmap to saving more and living well. How Much Are People Saving?  Let's look at the number to get a clearer picture.  The Average American : On average, Americans save about  5-10% of their income , though this can fluctuate based on economic conditions and individual circumstances. Many of us are living paycheck to paycheck, with minimal emergency savings. Did you know? : Globally the average savings rate hovers around  20% of income , reflecting varying economic conditions around the world and cultural attitudes toward saving. Top 20% of Americans : The highest-earning and top-savi...

2025 Housing Market Outlook: What to Expect (Nationally)

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Interested in building wealth through Real Estate? Here's some valuable information for anyone looking to buy, sell, or invest in homes. As we step into 2025, there are some important things to know about the market. I’ve picked up some great insights from real estate data experts at MBS Highway, and I’m excited to share them with you! Home Prices Are Going Up Experts predict that home prices will grow by 4% to 4.5% this year . This is great news for homeowners! For example, if you own a $500,000 home, its value could go up by about $20,500 in 2025. Over the next five years, home values might increase by 30% to 35% , adding $150,000 to $175,000 to the price of a $500,000 home. What’s Happening with Jobs and Inflation? Jobs: The unemployment rate may rise a little, from 4.2% to 4.5% . This means some people might have a harder time finding work, but it could also lead to lower interest rates. Inflation: The Core PCE, which is a measure of prices going up, is expected to drop f...

Cultivating a Positive Outlook in 2025: Lessons from Science and Jerome Appleseed

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Cultivating a Positive Outlook in 2025: Lessons from Science and Jerome Appleseed As we embark on the new year — 2025, many of us may be looking on what tweaks we can make to improve the quality our lives. One obtainable quest is for one to observe their own thoughts, and label them as they are, good, ok or bad thoughts. This exercise is a practice of mindfulness and also Inspired by Marcus Aurelius’ wisdom—“The happiness of your life depends on the quality of your thoughts”—we are reminded of the profound impact our mental outlook can have on our well-being. Let’s delve into the science behind this idea and uncover timeless lessons from the real story of Johnny Appleseed. The Science of Positive Thinking Scientific research strongly supports the idea that the quality of one’s thoughts can shape the quality of one’s life. Positive thinking has been shown to improve both mental and physical health: Enhanced Resilience and Satisfaction : Studies reveal that individuals who cultivate pos...

Elk Grove’s Bright Future: A Vision for Growth and Community

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Elk Grove is on the map in more ways than one, and its future looks incredibly promising. We recently heard  City Council Member of  (District 4), share exciting updates about new developments, growth initiatives, and improvements that are coming to our community. I couldn't help but to start to take notes to share with the community. District 4: A Quiet, Growing Community District 4 covers areas from Elk Grove Boulevard to Whitelock Parkway and Rancho Verde, a newly developing neighborhood with quiet surroundings and great potential. New Developments That Will Elevate Elk Grove Project Elevate : A transformative mixed-use development that will include shopping, a hotel, and even rooftop dining—similar to the vibrant feel of downtown Sacramento. With two investors ready to bring the project to life, this space (near District 56 and Raw Sushi) will be a major community hub. The New Zoo : A massive project in Elk Grove with a 30-year bond and a $300 million price tag for its ...